Postal Savings Bank of China is a banking company serving retail and business customers. Its products support both everyday financial activity and longer term financing needs.
Its services include deposits, lending and payments. A broad distribution network connects it with households, smaller businesses and customers across urban and rural areas.
Banks help households and businesses save, borrow and make payments. Their operations depend on managing funding and credit risk, while interest rates, customer activity and regulation influence the wider banking environment and the demand for financial products.
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